Just because they can't deny you coverage doesn't mean you won't be subject to a waiting period. John, you are a business man, no? Bringing the percentage into the risk pool lowers all costs in the long run, this debate was won by the Republicans a long time ago. Not sure why so many otherwise intelligent people are trying to deny the benefit to business, individuals, and society now. Unless...wait for it....Obama's name is now forever attached to it. Politics aside, we have a long way to go regarding health care in our "civilized" society.