Any idea how long it takes to 'unlock' it in the event you do decide to do something
It it's only a few days it wouldn't be an issue, but if it takes 30 days I can see a couple of potential problems.
It's free if you've had a issue or potential compromise, but I believe it has to be renewed every 90 days.
When you have the freeze - you contact them and let them know you are doing the event (new card or whatever)...
My "card" rejects foreign transactions - unless I call and authorize them.
I had to help a youngster (family friend) fill out the ID theft on the FTC site -
he was being "sued" for not paying rent in California,
It took some correspondence and proof of Michigan residency to clear that - and the FTC complaint.
The Form and the correspondence also went to the credit bureaus.
reminds me to have him check ... It's the young that are vulnerable -