With alll the phishing scams.. viruses.. trojens... worms... adware and spyware.. I don't click on anything.. I learned this the hardway... Myspace is saten's pit of everything bad!!!!!
I run very sophisicated security... but nothing will protect you from a well disguised scam... like when you are on myspace I got phished because I "clicked" on something that looked like it was from myspace... and it even brought up a screen like thier log in.. once I entered my password.. bam.. it phished me... Then there was the "free ring tone" that is a cell phone billing scam... I figured that one before I entered my number...
One thing I check when I am on wedsites.. before I log in, I check the address bar... for example if I was running a phishing scam on MT I would run an ad inviting you to click because you won something... and I would make the link look like MT has something to do with it.. similar page... but not exact.... I would say I need to verify that you are a MT member and as that you login... I may even have the address up on the bar that may look like MT... like
http://monroetalk.com/login just one little letter... you just let me in.. and now I can do all sorts of evil things... my security would alert me... but it I glance at the address and still invite it in, thinking it was safe... So I check the address very close before I enter anything....
I don't think anyone would want to phish MT.. but on places like myspace... it can dive you crazy!!!!